What We Do

We’re planners – planners who use a process that works and has worked for a very long time. Discovery, research, plan, recommendations and follow through … 
it’s as simple as that.

We do not ‘sell’ anything, we are financial specialists. We use fee-based investment management or insurance products only when and where they are needed. We can only determine that after taking the time to get to know each client and developing an individualized plan."

Products & Services

General Products and Services

  • Fee-based investment management
  • Life insurance
  • Long-term care insurance
  • Business succession/risk management strategies
  • Retirement planning educational courses
  • Estate planning

Business Owners and Professionals

  • Deferred compensation
  • Succession planning
  • Key person protection
  • Employee retention
  • Retirement planning educational courses
  • Split-dollar plans
  • 401(k) and 403(b) plans


  • Tax-favored income
  • Tax-deferred savings
  • Long-term care insurance
  • Trust counseling
  • Asset protection

How We're Different

Our People

We Bring Wall Street to Your Street

Our team of sophisticated planners has a deep and broad background in building wealth; Each advisor has more than 25 years of industry experience. First Financial’s portfolio managers have decades of institutional experience on Wall Street and our insurance experts work with some of the most sophisticated planning groups in the U.S.

Our Plans

It's All Part of the Plan

In three decades, First Financial has not seen two clients who need the same plan or services. Sometimes, the decisive discussions around financial planning are complex. But we’re good listeners. We take the time upfront to hear your story – to understand your financial goals, family dynamic, investment objectives, tax situation and risk tolerance. Then our team of specialists – all under one roof – together creates an investment strategy tailored specifically to you.

Our Process

The Simplicity of our Process

Other financial advisors may tout complicated methods intended to impress clients. That’s not us. Admittedly, understanding financial planning can be confusing. We keep the complicated and we give you the simple. So, the process is easy for you. Discovery, Research, Plan, Recommendations, Follow Through ... it’s as simple as that.